Official Documents

N98 Privacy Policy – Malaysian Player Data Protection

Your privacy is our priority. This document clearly explains how n98 collects, stores, uses, and protects the personal information of every player on our platform.

Updated: 1 January 2026
Quick Summary: n98 only collects information that is strictly necessary to manage your account and process your transactions. Your data is never sold to anyone. All information is protected with industry-leading encryption and stored on secure servers. You have the right to review, amend, or request deletion of your data at any time.

1 Introduction and Scope of This Privacy Policy

Welcome to the n98 Privacy Policy. This document was drafted in compliance with Malaysia's Personal Data Protection Act 2010 (PDPA) and applicable international data protection standards. It explains our privacy practices in plain language, free from confusing legal jargon.

This policy applies to all individuals who interact with n98, including players who register an account, visitors who browse our website without registering, and individuals who contact our customer support team through any communication channel.

By using the n98 platform, you acknowledge that you have read and understood this Privacy Policy. If you disagree with any part of this policy, please discontinue use of the platform and contact us to close your account and request data deletion.

n98's Commitment: We never sell, rent, or trade players' personal data to any third party for marketing purposes. Your data belongs to you — we only use it to provide you with a better service.

2 Types of Information We Collect

N98 collects personal information through several means — directly from you during registration, automatically through your use of the platform, and in certain situations through trusted third-party sources. Below is a detailed breakdown of the types of data we collect:

Information You Provide Directly

  • Full name as it appears on your official identification document.
  • Identity card number (MyKad) or passport number for identity verification (KYC) purposes.
  • Your active email address and registered mobile number.
  • Date of birth to verify that you meet the minimum age requirement.
  • Your current residential address and postcode.
  • Bank account or e-wallet details for deposit and withdrawal purposes.
  • Supporting documents such as bank statements, utility bills, or a selfie for KYC verification.

Information Collected Automatically

Data Type Example Purpose
Device Data Device type, operating system, screen resolution Optimising platform display
Network Data IP address, internet service provider, approximate location Security verification & fraud prevention
Session Data Login time, session duration, pages visited Usage analytics & UX improvement
Game Data Betting history, wins, game preferences Compliance, dispute resolution, recommendations
Transaction Data Amount, time, payment method, status Financial processing & AML compliance

3 How We Use Your Data

Every piece of information we collect has a clear and lawful purpose. n98 does not use your data for purposes unrelated to the provision of platform services without obtaining your consent first.

  • Identity Verification (KYC): Verifying that every player is a real individual who meets the platform's age and eligibility requirements.
  • Transaction Processing: Confirming deposits, processing withdrawals, and maintaining accurate financial records.
  • Account Security: Detecting unusual activity, preventing unauthorised access, and safeguarding your funds.
  • Legal Compliance: Meeting AML (Anti-Money Laundering) reporting obligations and licence regulatory requirements.
  • Customer Support: Resolving enquiries, disputes, and technical support requests more effectively.
  • Platform Improvements: Analysing usage patterns to improve the interface, speed, and overall experience.
  • Service Communications: Sending important notices about your account, transactions, policy changes, or security issues.
  • Responsible Gambling: Monitoring gameplay patterns to identify signs of problem gambling and offer appropriate support.
Marketing Communications: n98 will only send promotional emails or special offer notifications if you have given explicit consent during registration or through the communication preferences settings in your account panel. You may withdraw this consent at any time.

4 Data Storage and Security Measures

N98 employs a layered security infrastructure to protect your personal data from unauthorised access, loss, disclosure, or modification. The following are the technical and organisational measures we implement:

Encryption and Technical Protections

  • All data transferred between your browser and n98 servers is protected with TLS 1.3 / SSL 256-bit encryption.
  • Account passwords are stored in hashed form using the bcrypt algorithm — no one, including n98 staff, can read your password.
  • Two-factor authentication (2FA) is available and strongly recommended to protect your account.
  • An intrusion detection system (IDS) monitors platform traffic 24/7 for suspicious activity.
  • Payment card information is processed through PCI-DSS compliant payment providers — n98 does not store card data directly.

Data Retention Period

N98 retains your personal data for as long as your account is active or as long as required for the purposes stated in this policy. Once an account is closed, data will be retained for the period mandated by applicable law (typically 7 years for financial records) before being securely deleted.

Secure Data Centres: n98 player data is stored in data centres compliant with ISO 27001 standards. Backups are performed automatically every day and stored at separate locations to ensure service continuity.

5 Data Sharing with Third Parties

N98 does not sell, rent, or disclose your personal data to third parties for their commercial purposes. However, there are limited situations where data sharing is necessary and permitted by law:

  • Payment Processors: Required transaction details are shared with licensed payment service providers solely to process your deposits and withdrawals.
  • KYC Verification Providers: Identity data is shared with trusted KYC partners to verify your identity automatically and securely.
  • Regulatory Authorities: n98 is required to disclose certain information to licensing authorities, financial intelligence units, or law enforcement agencies when mandated by court order or applicable law.
  • Analytics Providers: Anonymised usage data is shared with analytics platforms to help us understand usage patterns and improve the platform.
  • Cloud Infrastructure Providers: Data is stored in a cloud environment managed by infrastructure providers bound by strict data processing agreements.

All third parties we work with are required to comply with data protection standards equivalent to or stricter than those of n98 itself. They are only permitted to use your data for the specific purposes agreed upon in our contractual agreements.

6 Cookies and Tracking Technologies

N98 uses cookies and similar tracking technologies to enhance your experience on our platform. Cookies are small files stored in your browser when you visit our website.

Types of Cookies We Use

  • Essential Cookies: Required for core platform functions such as login session verification and security. These cookies cannot be disabled.
  • Preference Cookies: Saving your preferences such as language, display theme, and other settings to personalise your experience.
  • Analytics Cookies: Collecting information on how you use the platform — pages visited, session duration, and actions taken — to help us improve our services.
  • Security Cookies: Used to detect and prevent fraudulent activity and unauthorised access to your account.
Managing Cookies: You can manage and delete cookies through your browser settings at any time. Please note that disabling essential cookies may affect platform functionality, including your ability to log in to your account.

N98 does not use third-party cookies for cross-site advertising or marketing targeting purposes. All analytics cookies we use are for internal purposes only, to improve the n98 player experience.

7 Your Rights as an n98 Player

Under Malaysia's Personal Data Protection Act 2010 and n98's privacy policy, you have the following rights regarding your personal data. We are committed to respecting and facilitating the exercise of these rights.

Right of Access

Request a copy of all personal data we hold about you.

Right to Rectification

Correct any inaccurate or incomplete information in your account.

Right to Erasure

Request deletion of your data, subject to legal obligations.

Right to Restriction

Restrict the processing of your data in certain circumstances.

Right to Portability

Request your data in a structured, machine-readable format.

Right to Object

Object to the processing of your data for marketing or analytics purposes.

How to Submit a Request: To exercise any of the rights above, contact our privacy team via live chat on the platform or by email at [email protected]. We will process your request within 14 business days.

8 Child Data Protection

The n98 platform is strictly for individuals aged 18 and above. We do not knowingly collect or process personal data from anyone under the age of 18.

All players are required to verify their age during the registration and KYC process. Should n98 find that an account was opened by an underage individual, the account will be terminated immediately, all funds will be returned in accordance with the relevant procedures, and all associated data will be deleted from our systems.

Parents or guardians who are concerned that their child or ward may have registered an account on n98 are encouraged to contact us immediately via customer support.

9 Cross-Border Data Transfers

In the course of platform operations, some of your personal data may be transferred to or processed in countries other than Malaysia — for example, for international payment processing, cloud storage, or technical support.

N98 ensures that any cross-border data transfers are made only to countries or organisations that provide a level of data protection equivalent to Malaysia's PDPA. Appropriate contractual and technical measures are in place to ensure your data remains secure throughout the transfer process.

Continuous Protection: Regardless of where your data is physically processed, the protection standards set out in this Privacy Policy apply in full. You always retain the same rights over your data regardless of the processing location.

10 Contact Us About Privacy

If you have any questions, concerns, or requests regarding this Privacy Policy or how n98 handles your personal data, our privacy team is ready to assist you.

  • Live Chat: The fastest way — access directly via the n98 platform panel, response in under 2 minutes, 24/7.
  • Privacy Email: [email protected] — for written requests relating to data access, correction, or deletion.

We will acknowledge receipt of your request within 2 business days and provide a full response within 14 business days. For complex requests, we will inform you if a longer timeframe is required.

If you are not satisfied with our response, you have the right to file a complaint with the Personal Data Protection Department of Malaysia or the relevant regulatory authority in your jurisdiction.

N98's Commitment to Your Privacy

Six core data protection principles that keep your personal information secure at all times

Full 256-bit SSL Encryption

Every bit of data moving between your device and n98 servers is protected with TLS 1.3 encryption — the same security standard used by the world's leading financial institutions. No one can intercept or read your information in transit.

Secure and Trusted KYC

Our identity verification process is designed for maximum security. Documents you submit are only accessed by authorised staff and systems, and are not retained longer than required by law.

No Sale of Data to Advertisers

N98 has never and will never sell player profiles, gaming habits, or demographic information to third-party advertisers. Our business model does not rely on data marketing — our revenue comes from our gaming services.

Full Control in Your Hands

Through your account settings panel, you can manage communication preferences, review the data we hold, request corrections, or initiate account closure — all without complicated processes or long wait times.

Malaysia PDPA Compliance

Our privacy policy is fully compliant with Malaysia's Personal Data Protection Act 2010. We have appointed an internal Data Protection Officer responsible for ensuring ongoing compliance with all applicable regulatory requirements.

Periodic Reviews and Updates

This Privacy Policy is reviewed periodically — at least once a year — to ensure it remains aligned with changes in technology, legislation, and industry best practices. Players are notified of every update via an in-platform notice.

Join n98 Today

A Secure, Transparent Platform That Respects Your Privacy

Join over 500,000 Malaysian players who trust n98. Your data is protected, your transactions are secure — enjoy a truly rewarding gaming experience.

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